Star Diabetes Safe Health Insurance Policy

Star Diabetes Safe health insurance policy is specially designed to provide health cover to individuals suffering from Diabetes Mellitus. It is a comprehensive diabetes star mediclaim health policy that has no waiting period for diabetes and its related complications under the Plan A variant.

Coverage under this Star health insurance policy is provided on both Individual and family floater basis. Both Type 1 and Type 2 diabetes patients can be covered under this diabetes health plan.

Eligibility Criteria

The eligibility criterion for Star Diabetes Safe mediclaim health policy is minimum 18years and a maximum of 65 years for people who are suffering from Diabetes Mellitus.

Features and Benefits

• The coverage amount ranges from Rs 3 Lakh, Rs 4 Lakh, Rs 5 Lakh, to Rs 10 Lakh
• This policy is available in two plan variants i.e. Plan A and Plan B
• A pre-medical examination is required under Plan A. On the other hand, pre-medical screening is not required under Plan B
• The coverage is available on both individual and family floater basis
• No waiting period under Plan A and only a 12months waiting period on the Plan B variant
• Post 65 years of age, the Guaranteed Lifetime Renewals are offered to the insured under this Star health insurance policy
• 30 days of a grace period is provided on renewal from the policy expiry date
• Star Health Insurance company provides 15 days of free look period from the policy purchase date

Inclusions of Star Diabetes Safe Insurance Policy

• It is one of the best Star health insurance plans offering diabetes cover including Type 1 and Type 2 diabetes hospitalization expenses and also the related complications
• Hospitalization Expenses that Star health insurance company pays under this policy include medicines, nursing and boarding charges, doctor fees, surgeon fees, anaesthetist, etc.
• The policy pays for all the daycare medical procedures
• Out-patient expenses including medical consultation and diagnostic charges are covered up to the specified limits
• Personal Accident Cover is also provided under this star mediclaim health policy

Exclusions of Star Diabetes Safe Insurance Policy

• Pre-existing illnesses until completion of the waiting period
• Any cosmetic or plastic surgery unless it is a part of the treatment
• Unproven medical treatments
• Symptoms arising out of alcohol and drug abuse
• Routine medical check-up is not covered
• Symptoms arising out of alcohol consumption and drug overdose
• Star health insurance plans do not cover gender change surgery
• Any loss or damage arising due to self-inflicted injuries and suicidal attempts cannot be claimed
• Incidents related to breach of conduct or law, war, crime, usage of weapons, etc. are not covered